Vitara Shield is the membership that pays you to be healthy. Your fee drops automatically as you improve, your Protection Fund grows, and you unlock real cash payouts for medical care.
Start at $69/month. Every month your Health Score improves, your fee automatically drops 10-30%. Healthier you are, less you pay. Forever.
A personal Protection Fund builds every month. Higher Health Score means bigger contributions and higher payout multipliers. Think of it as a health savings account that rewards consistency.
Doctor visit? $200-$1,000 payout. ER trip? $500-$3,000. Hit a preventive milestone? Bonus $100-$500. Real cash, automatically triggered.
Your dashboard shows everything in real time: Health Score trends, Protection Fund growth, fee savings, and projected future impact. Like checking your investment portfolio, except the asset is you.
3-5 personalized daily cards: what to do, why it matters for your score and payouts, where to go (nearest gym, trail, doctor with map links), and who to see. One-tap to schedule, log, or share.
See how healthy habits add years to your life and dollars to your wealth. "Your habits add 3.8 years of life expectancy, projecting +$142,000 in retirement wealth." Shareable, motivational, backed by real data.
Fixed indemnity payouts triggered automatically when you need care. No claims process, no denial letters, no waiting. Your Health Score unlocks higher tiers.
Apple Watch, Oura, Fitbit, Google Fit, Garmin. Your wearable data feeds your Health Score in real time. No manual logging. Your body does the work.
Level badges, streak counters, a glowing shield avatar that upgrades, and an anonymous community leaderboard. Your health journey visualized like a game you actually want to play.
Every Health Score point translates to months of extra life expectancy and thousands in projected lifetime wealth. Vitara Shield shows you the math, makes it tangible, and gives you reasons to stay on track every single day.
Vitara Shield aligns every incentive: you get healthier, you pay less, your fund grows, and you see your future wealth increase. The system works because your success is our success.